Trust Sandwich

We first broke the news about Freddie Mac changing the rules on lending 3 months ago. At that time, we learned that effective 8/1/08 all refinance loans would require no change in title for the 6 months prior. Looking at that closer, that meant that if you had a property that was underwritten by Freddie Mac and you had it protected with an LLC, that you would no longer be able to refinance it. Consider that over 80% of all 1-4 family homes are underwritten by either Freddie Mac or Fannie Mae and you and a lot of investors have one more problem in today’s real estate market.

I’ve advised thousands of clients to hold their property in an LLC for asset protection. Learn why I’ve now changed my mind and why you must ACT NOW to protect your ability to refinance in the future.

In this week’s Online Workshop I finish up the discussion I started last week about the recent change in internal lending guidelines issued by Freddie Mac. These new changes are making holding real estate in a protected business structure far less appealing than before. But I don’t believe the answer is to go “bare” and hold title in your name, either. That paints a huge target on your back … not to mention putting all that you’re working for at risk.

Join me for the final segment of my brand-new 3-part online workshop to discover what I’m doing (and suggesting for my clients).

Leverage your equity … or preserve your assets? That seems to be the choice investors are being asked to make as a result of new Freddie Mac lending guidelines coming into effect on August 1st. When Diane and I learned of the upcoming changes we immediately began brainstorming to find a solution. And, as many of you already know, what we came up with was the Trust Sandwich™.

I’ve advised thousands of clients to hold their property in an LLC for asset protection. Learn why I’ve now changed my mind and why you must ACT NOW to protect your ability to refinance in the future.

In this week’s Online Workshop I’m continuing the discussion I started last week about the recent change in internal lending guidelines issued by Freddie Mac. These new changes are making holding real estate in a protected business structure far less appealing than before. But I don’t believe the answer is to go “bare” and hold title in your name, either. That paints a huge target on your back … not to mention putting all that you’re working for at risk.

Join me in the second of three brand-new online workshops to discover what I’m doing (and suggesting for my clients).

The Trust Sandwich(tm) teleseminar has been downloaded now over 1000 times. Wow. That maybe a record for just a few days up on its new site at Trust Sandwich. I’ve had a couple of questions, though, that I want to address. First, a few people have asked me why their real estate agent or attorney doesn’t know about that. I don’t know why they don’t know about it.

I’ve advised thousands of clients to hold their property in an LLC for asset protection. Learn why I’ve now changed my mind and why you must ACT NOW to protect your ability to refinance in the future.

In this week’s Online Workshop I’m talking about the recent change in internal lending guidelines issued by Freddie Mac (and anticipated to be followed by Fannie Mae). These new changes making holding real estate far less appealing than before. Yet, I don’t believe that going “bare” and having no asset protection is the answer either. So is there an answer? You bet! Join me in a brand new, 3-part online workshop to discover what I’m doing (and suggesting for my clients).